:root{--efts-bg:#09090b;--efts-bg-light:#0f0f12;--efts-bg-card:rgba(15, 15, 18, 0.7);--efts-purple:#8B5CF6;--efts-purple-dark:#7C3AED;--efts-purple-light:#A78BFA;--efts-cyan:#22D3EE;--efts-pink:#F472B6;--efts-green:#34D399;--efts-orange:#FB923C;--efts-red:#EF4444;--efts-text:#ffffff;--efts-text-muted:#94a3b8;--efts-border:rgba(255, 255, 255, 0.08);--efts-radius:24px;--efts-ease:cubic-bezier(0.22, 1, 0.36, 1)}.efts-terms-page,.efts-terms-page *{box-sizing:border-box;margin:0;padding:0}.efts-terms-page{position:relative;width:100vw;margin-left:-50vw;left:50%;background:var(--efts-bg);font-family:'Inter',sans-serif;color:var(--efts-text);overflow-x:hidden;line-height:1.6}.efts-bg-effects{position:fixed;inset:0;pointer-events:none;z-index:0;overflow:hidden}.efts-bg-orb{position:absolute;border-radius:50%;filter:blur(120px);animation:eftsOrbFloat 25s ease-in-out infinite}.efts-bg-orb--1{width:700px;height:700px;top:-250px;left:-150px;background:radial-gradient(circle,rgb(139 92 246 / .12),transparent 70%);animation-delay:0s}.efts-bg-orb--2{width:600px;height:600px;bottom:-200px;right:-100px;background:radial-gradient(circle,rgb(34 211 238 / .1),transparent 70%);animation-delay:-8s}.efts-bg-orb--3{width:500px;height:500px;top:40%;right:20%;background:radial-gradient(circle,rgb(244 114 182 / .08),transparent 70%);animation-delay:-16s}@keyframes eftsOrbFloat{0%,100%{transform:translate(0,0) scale(1)}25%{transform:translate(40px,-40px) scale(1.08)}50%{transform:translate(-30px,30px) scale(.92)}75%{transform:translate(30px,40px) scale(1.04)}}.efts-bg-grid{position:fixed;inset:0;background-image:linear-gradient(rgb(139 92 246 / .02) 1px,transparent 1px),linear-gradient(90deg,rgb(139 92 246 / .02) 1px,transparent 1px);background-size:80px 80px;z-index:0;pointer-events:none;mask-image:radial-gradient(ellipse 80% 60% at 50% 50%,black,transparent)}.efts-container{max-width:1200px;margin:0 auto;padding:100px 5%;position:relative;z-index:1}.efts-hero{text-align:center;margin-bottom:80px;padding-top:40px}.efts-hero-badge{display:inline-flex;align-items:center;gap:10px;padding:12px 24px;background:linear-gradient(135deg,rgb(244 114 182 / .1),rgb(139 92 246 / .05));border:1px solid rgb(244 114 182 / .3);border-radius:100px;font-size:.8rem;font-weight:600;color:var(--efts-pink);text-transform:uppercase;letter-spacing:.15em;margin-bottom:28px}.efts-hero-badge svg{width:16px;height:16px;stroke:currentColor;stroke-width:2;fill:none}.efts-hero h1{font-family:'Space Grotesk',sans-serif;font-size:clamp(2.5rem, 6vw, 4rem);font-weight:800;letter-spacing:-2px;margin:0 0 24px 0;background:linear-gradient(135deg,#fff 30%,var(--efts-purple-light) 60%,var(--efts-pink) 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:#fff0;line-height:1.1}.efts-hero-desc{color:var(--efts-text-muted);font-size:1.1rem;line-height:1.8;max-width:700px;margin:0 auto}.efts-update-info{display:flex;justify-content:center;gap:40px;margin-top:30px;flex-wrap:wrap}.efts-update-item{display:flex;align-items:center;gap:10px;color:var(--efts-text-muted);font-size:.9rem}.efts-update-item svg{width:18px;height:18px;stroke:var(--efts-cyan);stroke-width:2;fill:none}.efts-external-link{color:var(--efts-cyan);text-decoration:none;border-bottom:1px dashed var(--efts-cyan);transition:all 0.3s}.efts-external-link:hover{color:var(--efts-purple-light);border-bottom-color:var(--efts-purple-light)}.efts-content-wrapper{display:grid;grid-template-columns:280px 1fr;gap:60px;margin-bottom:100px}.efts-sidebar{position:sticky;top:100px;height:fit-content}.efts-sidebar-card{background:var(--efts-bg-card);border:1px solid var(--efts-border);border-radius:20px;padding:28px;backdrop-filter:blur(20px)}.efts-sidebar-title{font-family:'Space Grotesk',sans-serif;font-size:1rem;font-weight:700;color:#fff;margin-bottom:20px;display:flex;align-items:center;gap:10px}.efts-sidebar-title svg{width:18px;height:18px;stroke:var(--efts-purple-light);stroke-width:2;fill:none}.efts-nav-list{list-style:none}.efts-nav-item{margin-bottom:8px}.efts-nav-link{display:block;padding:12px 16px;color:var(--efts-text-muted);text-decoration:none;font-size:.9rem;border-radius:10px;transition:all 0.3s var(--efts-ease);border-left:2px solid #fff0}.efts-nav-link:hover,.efts-nav-link.active{background:rgb(139 92 246 / .1);color:var(--efts-text);border-left-color:var(--efts-purple)}.efts-main-content{min-width:0}.efts-section{background:var(--efts-bg-card);border:1px solid var(--efts-border);border-radius:20px;padding:40px;margin-bottom:30px;backdrop-filter:blur(20px);scroll-margin-top:120px}.efts-section-header{display:flex;align-items:center;gap:16px;margin-bottom:24px}.efts-section-icon{width:50px;height:50px;border-radius:14px;background:linear-gradient(135deg,rgb(139 92 246 / .15),rgb(34 211 238 / .1));display:flex;align-items:center;justify-content:center;flex-shrink:0}.efts-section-icon svg{width:24px;height:24px;stroke:var(--efts-purple-light);stroke-width:2;fill:none}.efts-section-title{font-family:'Space Grotesk',sans-serif;font-size:1.5rem;font-weight:700;color:#fff;margin:0}.efts-section-text{color:var(--efts-text-muted);font-size:1rem;line-height:1.8;margin-bottom:20px}.efts-section-text:last-child{margin-bottom:0}.efts-section-text strong{color:var(--efts-text);font-weight:600}.efts-list{list-style:none;margin:20px 0}.efts-list li{position:relative;padding-left:28px;margin-bottom:14px;color:var(--efts-text-muted);font-size:1rem;line-height:1.7}.efts-list li::before{content:'';position:absolute;left:0;top:10px;width:8px;height:8px;border-radius:50%;background:linear-gradient(135deg,var(--efts-purple),var(--efts-cyan))}.efts-list li strong{color:var(--efts-text)}.efts-highlight-box{background:linear-gradient(135deg,rgb(139 92 246 / .1),rgb(34 211 238 / .05));border:1px solid rgb(139 92 246 / .3);border-radius:16px;padding:28px;margin:24px 0}.efts-highlight-header{display:flex;align-items:center;gap:14px;margin-bottom:16px}.efts-highlight-icon{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--efts-purple),var(--efts-cyan));display:flex;align-items:center;justify-content:center}.efts-highlight-icon svg{width:24px;height:24px;stroke:#fff;stroke-width:2;fill:none}.efts-highlight-title{font-family:'Space Grotesk',sans-serif;font-size:1.2rem;font-weight:700;color:#fff}.efts-highlight-text{color:var(--efts-text-muted);font-size:.95rem;line-height:1.8}.efts-payoneer-box{background:linear-gradient(135deg,rgb(251 146 60 / .1),rgb(139 92 246 / .05));border:1px solid rgb(251 146 60 / .3);border-radius:16px;padding:28px;margin:24px 0;display:flex;align-items:flex-start;gap:20px}.efts-payoneer-logo{width:60px;height:60px;border-radius:14px;background:linear-gradient(135deg,#FF5A00,#FF8C00);display:flex;align-items:center;justify-content:center;font-family:'Space Grotesk',sans-serif;font-size:.7rem;font-weight:800;color:#fff;letter-spacing:.5px;flex-shrink:0}.efts-payoneer-content h4{font-family:'Space Grotesk',sans-serif;font-size:1.1rem;font-weight:700;color:var(--efts-orange);margin-bottom:10px}.efts-payoneer-content p{color:var(--efts-text-muted);font-size:.95rem;line-height:1.7;margin:0}.efts-security-badges{display:flex;gap:12px;margin-top:16px;flex-wrap:wrap}.efts-security-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;background:rgb(255 255 255 / .05);border:1px solid var(--efts-border);border-radius:8px;font-size:.8rem;color:var(--efts-text-muted)}.efts-security-badge svg{width:14px;height:14px;stroke:var(--efts-green);stroke-width:2;fill:none}.efts-warning-box{background:linear-gradient(135deg,rgb(239 68 68 / .1),rgb(251 146 60 / .05));border:1px solid rgb(239 68 68 / .3);border-radius:16px;padding:24px;margin:24px 0;display:flex;align-items:flex-start;gap:16px}.efts-warning-icon{width:40px;height:40px;border-radius:10px;background:rgb(239 68 68 / .2);display:flex;align-items:center;justify-content:center;flex-shrink:0}.efts-warning-icon svg{width:20px;height:20px;stroke:var(--efts-red);stroke-width:2;fill:none}.efts-warning-content{flex:1}.efts-warning-content h4{font-family:'Space Grotesk',sans-serif;font-size:1rem;font-weight:700;color:var(--efts-red);margin-bottom:8px}.efts-warning-content p{color:var(--efts-text-muted);font-size:.9rem;line-height:1.6;margin:0}.efts-services-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:24px}.efts-service-card{background:rgb(255 255 255 / .02);border:1px solid var(--efts-border);border-radius:14px;padding:24px;transition:all 0.3s var(--efts-ease)}.efts-service-card:hover{border-color:rgb(139 92 246 / .3);background:rgb(139 92 246 / .05)}.efts-service-icon{width:40px;height:40px;border-radius:10px;background:linear-gradient(135deg,rgb(139 92 246 / .15),rgb(34 211 238 / .1));display:flex;align-items:center;justify-content:center;margin-bottom:14px}.efts-service-icon svg{width:20px;height:20px;stroke:var(--efts-cyan);stroke-width:2;fill:none}.efts-service-title{font-family:'Space Grotesk',sans-serif;font-size:1rem;font-weight:600;color:#fff;margin-bottom:8px}.efts-service-desc{color:var(--efts-text-muted);font-size:.85rem;line-height:1.6}.efts-refund-table{width:100%;border-collapse:collapse;margin:24px 0}.efts-refund-table th,.efts-refund-table td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--efts-border)}.efts-refund-table th{background:rgb(139 92 246 / .1);font-family:'Space Grotesk',sans-serif;font-weight:600;color:var(--efts-text);font-size:.9rem}.efts-refund-table td{color:var(--efts-text-muted);font-size:.9rem}.efts-refund-table tr:hover td{background:rgb(255 255 255 / .02)}.efts-refund-table th:first-child{border-radius:12px 0 0 0}.efts-refund-table th:last-child{border-radius:0 12px 0 0}.efts-refund-table tr:last-child td:first-child{border-radius:0 0 0 12px}.efts-refund-table tr:last-child td:last-child{border-radius:0 0 12px 0}.efts-refund-badge{display:inline-block;padding:4px 12px;border-radius:6px;font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.5px}.efts-refund-badge.full{background:rgb(52 211 153 / .15);color:var(--efts-green)}.efts-refund-badge.partial{background:rgb(251 146 60 / .15);color:var(--efts-orange)}.efts-refund-badge.none{background:rgb(239 68 68 / .15);color:var(--efts-red)}.efts-contact-box{background:linear-gradient(135deg,rgb(139 92 246 / .15),rgb(244 114 182 / .1));border:1px solid rgb(139 92 246 / .3);border-radius:20px;padding:40px;text-align:center}.efts-contact-box h3{font-family:'Space Grotesk',sans-serif;font-size:1.5rem;font-weight:700;color:#fff;margin-bottom:16px}.efts-contact-box p{color:var(--efts-text-muted);font-size:1rem;line-height:1.7;margin-bottom:24px}.efts-contact-info{display:flex;justify-content:center;gap:40px;flex-wrap:wrap}.efts-contact-item{display:flex;align-items:center;gap:12px;color:var(--efts-text);font-size:1rem}.efts-contact-item svg{width:20px;height:20px;stroke:var(--efts-cyan);stroke-width:2;fill:none}.efts-contact-item a{color:var(--efts-cyan);text-decoration:none;transition:color 0.3s}.efts-contact-item a:hover{color:var(--efts-purple-light)}.efts-faq-section{margin-bottom:100px}.efts-section-header-main{text-align:center;margin-bottom:50px}.efts-section-title-main{font-family:'Space Grotesk',sans-serif;font-size:clamp(1.8rem, 4vw, 2.5rem);font-weight:800;margin:0 0 16px 0;background:linear-gradient(135deg,#fff,var(--efts-purple-light));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:#fff0;letter-spacing:-1px}.efts-section-desc-main{color:var(--efts-text-muted);font-size:1.05rem;max-width:600px;margin:0 auto;line-height:1.8}.efts-faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:1000px;margin:0 auto}.efts-faq-item{background:var(--efts-bg-card);border:1px solid var(--efts-border);border-radius:16px;overflow:hidden;transition:all 0.3s var(--efts-ease);backdrop-filter:blur(20px)}.efts-faq-item:hover{border-color:rgb(139 92 246 / .3)}.efts-faq-question{width:100%;padding:22px 24px;background:#fff0;border:none;text-align:left;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:'Space Grotesk',sans-serif;font-size:1rem;font-weight:600;color:#fff;transition:all 0.3s}.efts-faq-question:hover{color:var(--efts-purple-light)}.efts-faq-icon{width:26px;height:26px;border-radius:50%;background:linear-gradient(135deg,rgb(139 92 246 / .15),rgb(139 92 246 / .05));display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all 0.3s var(--efts-ease)}.efts-faq-icon svg{width:12px;height:12px;stroke:var(--efts-purple-light);stroke-width:2.5;fill:none;transition:transform 0.3s var(--efts-ease)}.efts-faq-item.active .efts-faq-icon{background:linear-gradient(135deg,var(--efts-purple),var(--efts-pink))}.efts-faq-item.active .efts-faq-icon svg{stroke:#fff;transform:rotate(180deg)}.efts-faq-answer{max-height:0;overflow:hidden;transition:max-height 0.3s ease}.efts-faq-item.active .efts-faq-answer{max-height:300px}.efts-faq-answer-inner{padding:0 24px 22px;font-size:.9rem;color:var(--efts-text-muted);line-height:1.8}@media (max-width:1024px){.efts-content-wrapper{grid-template-columns:1fr;gap:40px}.efts-sidebar{position:static}.efts-sidebar-card{padding:20px}.efts-nav-list{display:flex;flex-wrap:wrap;gap:8px}.efts-nav-item{margin-bottom:0}.efts-nav-link{padding:10px 14px;font-size:.85rem;border-left:none;border-radius:8px}.efts-nav-link:hover,.efts-nav-link.active{border-left:none}}@media (max-width:768px){.efts-container{padding:60px 4%}.efts-section{padding:28px}.efts-services-grid{grid-template-columns:1fr}.efts-faq-grid{grid-template-columns:1fr}.efts-payoneer-box{flex-direction:column;align-items:center;text-align:center}.efts-refund-table{font-size:.85rem}.efts-refund-table th,.efts-refund-table td{padding:12px 14px}.efts-contact-info{flex-direction:column;gap:16px}.efts-warning-box{flex-direction:column;align-items:center;text-align:center}}@media (max-width:480px){.efts-hero h1{font-size:2rem;letter-spacing:-1px}.efts-update-info{gap:20px}.efts-section{padding:20px}.efts-section-title{font-size:1.25rem}.efts-highlight-box,.efts-payoneer-box{padding:20px}}